Author: crazymondayy

The notion that money equals happiness is an age-old myth. While money can certainly buy comfort and security, it does not guarantee true happiness. Happiness...

The Power of Flexibility: Early Withdrawal of Contributions in a Roth IRA When it comes to retirement savings, the Roth IRA offers a unique advantage...

The psychology of spending and saving habits – 5 examples: Impulse buying: the tendency to make purchases without careful consideration of their cost or need....

A sudden drop in your credit score can be alarming and frustrating. Major dings typically happen due to missed payments, exceeding credit limits, or opening...

Ways to Make Your Goals More Concrete and Action-Oriented Setting goals is important, but the real work begins in figuring out the specific actions needed...

Preparing for retirement is an intricate process full of complex decisions around saving, investing, taxes, and income planning. While do-it-yourself planning works for some, most...

Myths and Misconceptions About Retirement as a Single Person Preparing for retirement as an unmarried individual comes with its own unique challenges. Unfortunately, many persisting...

Reaching your 50s without adequate retirement savings can be scary. The natural question is – is it too late to catch up? The good news...

Retirement is a time to relax, enjoy life, and reap the rewards of your years of hard work. However, one common pitfall that retirees often...